A pos system to
make things easy.

Your Clover POS system makes running your business a breeze. Take orders and accept payments. Organize inventory and manage your team. Grow your customer base. All at the tips of your fingers.

Meet Provident

Personal Customer Service

Receive a dedicated local relationship manager for the life of your business. No more long holds and 1 (800) support phone numbers.

Lower Fees

Enjoy the most competitive and transparent pricing structure available. The Interchange Plus pricing model insures you only pay for the level of interchange you use.

Secure Processing

Process payments comfortably with our PCI-Certified, Point-to-Point Encryption (P2PE) technology that ensures cardholder data is instantly encrypted, tokenized, and secured.

Provident Payments is a secure, and reliable processing company serving your business everyday

With Provident, you receive Reliable & Secure Processing, Interchange Plus Pricing Structure, and Personal Customer Service.

Our Company

Security

With credit card fraud becoming more and more of a concern to business owners, We are careful to equip our clients with state of the art EMV PCI-DSS compliant equipment.

Why we are different?

Our team at Provident will personally service your account. This means not only will you receive 24/7 world-class support from the processor, but you will also work directly with us to meet the needs of your business.

Pricing

We at Provident believe in providing excellent customer service at the very best possible price. Unlike most companies, We use the Interchange Plus pricing structure. How does this save you money? Contact one of our team members and we’d be glad to sit down with you and show you how our pricing structure can reduce the cost for your business.

Get paid fast from anywhere

We are local. Our service and support is superior. Our technology is the most advanced on the market and is quickly distancing itself from the competition. Provident has never increased merchants rates. We save our merchants money. We do not have cancellation, lease, or early termination fees. We make money when our clients make money. We grow when our clients grow. We work hard to have a strong, long-lasting relationship with every single one of our clients.

Meet the Team

Provident Payroll is a robust, full-service payroll solution for all your business needs.

Testimonials

Major League
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Provident Payments does our processing, and we could not be more impressed. We are so glad we gave Justin and Austin a chance. They saved us over $600 a month and answer us quickly when we call. They have been honest, and the rates have not changed in the 2-3 years they have done business for us. Thanks, guys!!!!!
Danielle G
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I feel so blessed to be working with Provident Payments! They have given amazing rates and saved so much money. I have been really impressed over the past 2 years. Thank you, guys. I appreciate your honesty and integrity with your fixed rates!! 5 stars for sure
Judy, Stage Stop Leather and Gifts
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I just want to let you know that I very much like having a rep in our area. It’s such an ease to my mind to know that I can have a person answer my call quickly and be very helpful- not like the other companies, on hold for a very long time!
Trevor, Pulse Innovative Therapy
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Lonnie, who is a local rep for Provident Payments stopped in and did a quick review of my current processing company. He said they could save me money by switching over and he showed me where their percentage rates were far lower than my original company. I agreed to moving over as it was a much better deal, and my rates went down substantially. Owning a small business means saving anywhere you can, and this was a no-brainer for me.
Cory and Jacyn, Jersey Bagels
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We signed up with Provident Payment about 2 months ago after seeing how much we would save. The signing up process had a few dumps, since we used a 3rd party payment system. Zeph and his team were there every step of the way, making sure everything was handled and informing us of anything that we could expect to come up. He was always available and would get back to me in a timely manner. If I had an emergency, he was right there to help right away. It's been a few weeks now and our system has been running smoothly. We are happy with the service provident payment has given us.
Amandine Ostiguin, Just Hair
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Zephaniah and the team from Provident Payments have provided excellent service to me. He represents his company well by acting with integrity and goes above and beyond to help me deal with unprofessional and unethical charges coming from my old provider. Their technical and people skills are the best I have seen in the merchant services world. They are the real deal when they say they value healthy relationships and local service. I highly recommend them to other merchants.
Seon and Richard, Tire Plus
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We signed up with Provident Payment about one year ago and we could not be more pleased with the amount of money we are able to save monthly. They provide excellent customer service. Zephaniah, there local rep is always there when you need him. He is a great asset to his company.